A Discussion on the Security Rating Agencies for the Insurance

YAMANE Shinji, TATSUMI Takeo, SHIRATA Hideaki

To prevent the unwilling disclosure of the personal information, some mechanisms such as legislation, education, and ethics have been proposed. We propose the insurance industry as the another mechanism. There are many problems to take-off the insurance market for the personal information. We discuss the important role of the rating agencies for the effective insurance and also discuss the business model. Finally we discuss the evaluation methodology for the insurance.